How Do I Get Out of Debt?

The first thing you need to do is get your credit card debt facts. Which high interest credit card it hurting you the most? If you have high interest rates on any cards you need to stop using them and pay them down first if you want to be free from debt. Think of it like a ship that is sinking with holes in it. Find out where the biggest holes are and patch them first. The highest balances with the highest interest rates are the first debts to take control of. Debt payments on these credit cards should be the highest. Call and negotiate your credit card interest rate with the companies can help get out of debt faster. Once they lower your rates begin making much larger debt payments to “stop the sinking”

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