Touching on Bankruptcy
For several months now, we have heard a lot about our Country's economic crisis. Fingers have been pointed and blame has been thrown. We have all watched to see if the bailouts will help. Some say yes and others say no. We are a divided nation with mixed feelings surrounding these daily events.
In the meantime, we wonder if these bailouts will help us, the individual working class, that is facing our own financial crisis. What are we to do about the job losses and our ever growing pile of debt that we can no longer control? Yes, we are to blame for most of our own debts, although, we don't want to admit it. The economy has hindered us all lately but, our debts have been growing for some time.
We have lived well above our means and now we are going to pay for it. So, how do we do that? One of the first thoughts that come to many minds is the B word, BANKRUPTCY. Yes, it can solve your debt problem for a while but, if you don't change the way you spend, you'll be right in the same hole again.
If you can avoid bankruptcy, it is for the best. Filing a Chapter 7, 11, or 13 (laws have changed a lot since my days as a paralegal and the listings may differ) may help relieve the stress and frustrations but they will haunt you for the rest of your existence. I know they tell you that in ten years it will no longer be on your credit record, but that just isn't so. Anytime you apply for credit of any kind after filing for bankruptcy, it will show up.
The step to make first is to get some help from those at www.godebtrelief.com. The folks at Go Debt Relief can help with those tough questions and help make those debts disappear.
In the meantime, we wonder if these bailouts will help us, the individual working class, that is facing our own financial crisis. What are we to do about the job losses and our ever growing pile of debt that we can no longer control? Yes, we are to blame for most of our own debts, although, we don't want to admit it. The economy has hindered us all lately but, our debts have been growing for some time.
We have lived well above our means and now we are going to pay for it. So, how do we do that? One of the first thoughts that come to many minds is the B word, BANKRUPTCY. Yes, it can solve your debt problem for a while but, if you don't change the way you spend, you'll be right in the same hole again.
If you can avoid bankruptcy, it is for the best. Filing a Chapter 7, 11, or 13 (laws have changed a lot since my days as a paralegal and the listings may differ) may help relieve the stress and frustrations but they will haunt you for the rest of your existence. I know they tell you that in ten years it will no longer be on your credit record, but that just isn't so. Anytime you apply for credit of any kind after filing for bankruptcy, it will show up.
The step to make first is to get some help from those at www.godebtrelief.com. The folks at Go Debt Relief can help with those tough questions and help make those debts disappear.
Labels: credit card debt, debt relief, Manage Credit Card Debt, medical bill relief
posted by All About Debt at
1:53 PM
1 Comments:
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